PayPal provides customers with a fast and convenient payment method for buying gold and silver online. Because PayPal orders clear instantly, they are immediately entered into our shipping queue. Orders paid through PayPal are eligible for extra coverage through the company’s Buyer Protection policies. They are also eligible for flexible payment options through its BillMeLater finance program. In order to qualify for payment via PayPal, your order total must range between $100 and $10,000.
Using PayPal to complete your gold and silver purchase is easy. After you have finished adding items to your shopping cart, begin the transaction process by selecting the payment option marked “PayPal.” You will then have to confirm that your order total does not exceed $10,000. From there, you can proceed to checkout.
When you are ready to checkout, you will be asked to login to your JM Bullion account. First time customers without an existing account will be prompted to create one. After creating or logging into your JM Bullion account, the system will lead you to the PayPal website. There, you will have to log in to your PayPal account in order for your payment to be processed. Once this is completed, PayPal will return you to JMBullion.com for confirmation of pricing and shipping details before finalizing your order.
Although payments made with checks and bank wires can take as long as a week to clear, payments made with PayPal clear almost instantly. The only exception is when customers use PayPal for the first time and their order has to be manually screened by our fraud team. However, even on these occasions, the clearance process should not take more than 24 hours.
After the clearance process has been completed, your order will be sent to the shipping queue, where it will be properly prepared for transport. You will receive a notification email upon shipment. This email will include all of the necessary information for tracking your package through your JM Bullion account.
Customers have a number of options when it comes to funding their PayPal account. The simplest is by linking it to their credit or debit card. This form of funding offers customers the same benefits of using their credit/debit card without having to surrender their information. Like other credit/debit card purchases, these will be included in their monthly billing statements.
Another way for customers to fund their PayPal account is by linking it to their bank account. Customers who select this option can transfer money between their bank and PayPal accounts online at any time without incurring any fees. Customers are advised, however, that these transfers can take up anywhere between 3-5 business days to complete.
Customers who would like to add money to their PayPal account without linking it to their personal bank account also have the option of using Green Dot MoneyPak. To use MoneyPak, customers must purchase a MoneyPak card from a participating retailer with the amount they need to transfer. They can, then, add this amount to their account by logging in to PayPal and entering the MoneyPak card’s serial number. Transferring funds with MoneyPak is free and the funds are available for immediate use.
PayPal also allows customers to fund their accounts through its BillMeLater financing program. With this program, customers have the opportunity to finance up to $1,000 towards their gold or silver purchase. Customers who are approved for this program by PayPal will have a credit line added to their PayPal account, which will give them the option of either paying in full or spreading out their payments over a longer time frame. BillMeLater even provides customers with alerts and tools to help them manage their payments.
When participating with an e-commerce company such as PayPal, businesses are often charged with merchant fees as high as 4%. Because such high rates can prove detrimental to low margin industries such as precious metals, businesses must find ways to cover these expenses. Consequently, these costs will be incorporated into the product prices during checkout. Customers who wish to avoid these fees are advised to choose paper check or bank wire as their method of payment. Since these forms of payment do not incur any merchant fees, purchases made with paper checks and bank wire are eligible for a 4% discount.
JM Bullion goes to great lengths to ensure the security of your PayPal account. In order to reduce incidents of fraud, we will only ship to the “PayPal Verified Shipping Address” associated with your account. Customers whose shipping addresses have not been verified by PayPal will not be permitted to use this method of payment and will be required to select one of the other alternative payment options. As another preventive measure, JM Bullion limits PayPal transactions to purchases of $10,000 or less.
Customers receive an additional level of security through PayPal itself with its numerous Buyer Protection policies. PayPal offers full coverage for any reported unauthorized payments made with your account as well as any technical or financial errors that are made within the system. Lastly, PayPal provides reimbursement for any products that are not as described or become lost, stolen or damaged during the shipping process. While JM Bullion makes every effort to guarantee your satisfaction and the safe arrival of your purchase, customers may appreciate this extra protection.
As with our gold and silver products, customers can use their PayPal accounts to buy items from our stunning collection of copper and platinum products. The process of purchasing these items with PayPal is exactly the same as those mentioned above. Customers ordering copper and platinum products through PayPal can take comfort in knowing that they are equally entitled to the protection of the company’s Buyer Protection policies and the benefits of its BillMeLater financing program.
Through PayPal’s many services, JM Bullion is able to provide its customers with a smooth and effortless transaction experience. PayPal saves customers the time of mailing a check or visiting a bank, by giving them a convenient way of purchasing precious metals from the comfort of their own home or office. PayPal’s financing options also allow customers to purchase items that they might not be able to afford with more traditional forms of payment, which require the customer to have all the necessary funds in their account at the time of purchase. Lastly, PayPal offers rewards to its frequent customers, which can be used in conjunction with their BillMeLater program to finance their purchase.
With its wide selection of high quality merchandise and its dedication to customer service, JM Bullion has become recognized as one of the leading dealers in the precious metals industry. In keeping with our reputation for customer satisfaction, all orders over $99 receive complimentary shipping and insurance to guarantee their safe arrival. If you require any further assistance regarding payment or shipping details, please call us at 800-276-6508. Our supportive staff can also be reached via live chat or online form submissions.