shopper approved
    2337.08
    9.20
    27.48
    0.04
    927.75
    7.15
    1062.65
    15.74

    Payment Methods at JM Bullion

    About Payments

    Customers at JM Bullion can select from a variety of payment methods when placing orders. Below we have outlined the complete order process and details for each payment method.

    Credit/Debit Card

    • Min: $0
    • Max: $100,000
    • Discount: None

    Google/Apple Pay

    • Min: $0
    • Max: $100,000
    • Discount: None

    PayPal

    • Min: $0
    • Max: $250,000
    • Discount: None

    Paper Check

    • Min: $0
    • Max: $100,000
    • Discount: 4%

    eCheck (ACH)

    • Min: $0
    • Max: $100,000
    • Discount: 4%

    Bank Wire

    • Min: $500
    • Max: $1,000,000
    • Discount: 4%

    Klarna

    • Min: $35
    • Max: $10,000
    • Discount: None

    Crypto

    • Min: $0
    • Max: $2,000,000
    • Discount: 3%
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    Visa | MasterCard | AMEX | Discover

    • Min: $0
    • Max: $100,000
    • Discount: None
    We are proud to accept Visa, MasterCard, American Express, and Discover credit and debit cards. To place a credit/debit card order, simply add products to your shopping cart, select “Credit/Debit Card” as your payment method, ensure your order total is greater than $0 and less than $100,000, and click “Checkout Now.” If you do not have an account, you will proceed with Guest Checkout, having the option to create an account at the end of the checkout process. Existing account holders will be prompted to log in to proceed to checkout. Yhuou will have to enter standard information including your name, phone number, email, and shipping address. We also manually approve nearly all credit/debit card orders. This process is usually completed within 24 business hours. As soon as your payment has been processed, we prepare your package for shipping. We will send an email notification when your order ships. You then have full shipping tracking in the My Account area of the site, so you can follow your package’s progress until it arrives.
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    Google Pay | Apple Pay

    • Minimum: None
    • Maximum: $100,000
    • Discount: None
    We are proud to offer customers the option to pay using Google Pay and Apple Pay platforms as well. Both payment methods have no minimum purchase amount and both payment methods offer maximum of $100,000. Additionally, please note that for both Google Pay and Apple Pay, the credit card linked to your digital payment account cannot be the same credit card you have stored with us in your JM Bullion account. When it comes to platforms, please note that Google Pay can be used on all platforms and browsers that have access to Google Pay. However, Apple Pay will only work with Apple platforms (iOS and MacOS) using the Safari web browser.
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    PayPal

    • Minimum: $0
    • Maximum: $250,000
    • Discount: None
    We are proud to accept PayPal payments. PayPal orders clear as soon as they are completed and move directly into the shipping queue. On rare occasions, PayPal orders may require manual review by our fraud team, in which case processing may take longer. Due to risk of fraud, we can only accept orders shipping to PayPal Verified Shipping Addresses. To place a PayPal order, simply add products to your shopping cart, select “PayPal” as your payment method, ensure your order total is greater than $0 and less than $250,000, and click “Checkout Now”. If you do not have an account, you will proceed with Guest Checkout, having the option to create an account at the end of the checkout process. Existing account holders will be prompted to log in to proceed to checkout. You will be redirected to PayPal to log in to your PayPal account and process the payment. The final step will lead you back to JMBullion.com to confirm your pricing, shipping method, and finalize the order. As soon as your PayPal payment has been processed, we prepare your package for shipping and notify you once it is sent out. You then have full shipping tracking in the My Account area of the site, so you can follow your package’s progress until it arrives.
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    Paper Check | Money Order | Cashier’s Check

    • Minimum: $0
    • Maximum: $100,000
    • Discount: 4%
    Paper check, money order, and cashier’s check orders all have the same order process and offer a 4% discount over credit/debit card and PayPal orders. This payment method has a $0 minimum and a $100,000 maximum/order. To place a paper check order, simply add products to your shopping cart, select “Paper Check” as your payment method, ensure your order total is more than $0 but less than $100,000, and click “Checkout Now.” If you do not have an account, you will proceed with Guest Checkout, having the option to create an account at the end of the checkout process. Existing account holders will be prompted to log in to proceed to checkout. During checkout, you will have to enter standard information including your name, phone number, email, and shipping and billing addresses, as well as a credit/debit card. We take your credit/debit card details to verify your identity, as well as enforce our Market Loss Policy, should you choose to cancel your order or fail to mail your payment within our allotted time frame. Upon placing your order, you will receive mailing instructions for sending in your paper check/money order/cashier’s check. We do not accept convenience checks. Please remember to write your order number in the memo area of your check. Paper check payments MUST be mailed within one day of order placement and must be received within ten days of order placement. All orders not paid within this time frame will be canceled and cancellation fees/market losses will be billed without exception. All paper checks, regardless if they are personal checks, cashier’s checks, or money orders, require 3-5 business days to clear before entering the shipping queue. Unfortunately, we do receive fake money orders and cashier’s checks, and the only way for our company to 100% clear a check as good funds is to wait out the bounce period. As soon as your paper check payment has fully cleared, we prepare your package for shipping and notify you once it is sent out. You then have full shipping tracking in the My Account area of the site, so you can follow your package’s progress until it arrives.
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    eCheck (ACH)

    • Minimum: $0
    • Maximum: $100,000
    • Discount: 4%
    ACH orders offer a 4% discount over credit/debit card and PayPal orders, with a $0 minimum and a $100,000 maximum per order. To place an ACH order, simply add products to your shopping cart, select “ACH” as your payment method, and click “Checkout Now.” If you do not have an account, you will need to proceed with Guest Checkout. You will have the option to create an account at the end of the checkout process. Existing account holders will be prompted to log in to proceed to checkout. During checkout, you will be prompted to locate and access your bank. If your bank supports instant authorization, you will be immediately directed back to the checkout. Otherwise, you will be prompted to enter in your routing and account numbers for verification. You can also use this option if you do not wish to log in using your banking credentials. Once your bank account information has been entered, you will be directed back to the checkout to complete the process. Here, you will enter in your standard information including your name, phone number, email, and shipping addresses. ACH payments can take up to a business day to process. Once your payment has been processed, you will receive an email confirming payment. All ACH payments require 3-5 business days to clear before entering the shipping queue. As soon as your ACH payment has fully cleared, we prepare your package for shipping and notify you once it is sent out. You then have full shipping tracking in the My Account area of the site, so you can follow your package’s progress until it arrives.
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    Bank Wire

    • Minimum: $500
    • Maximum: $1,000,000
    • Discount: 4%
    Bank wire orders offer a 4% discount over credit/debit card and PayPal orders, and have a $500 order minimum and a $1,000,000 order maximum. To place a bank wire order, simply add products to your shopping cart, select “Bank Wire” as your payment method, ensure your order total is greater than $500 but less than $1,000,000, and click “Checkout Now.” If you do not have an account, you will proceed with Guest Checkout, having the option to create an account at the end of the checkout process. Existing account holders will be prompted to log in to proceed to checkout. During checkout, you will have to enter standard information including your name, phone number, email, shipping and billing addresses, as well as a credit/debit card. We take your credit/debit card details to verify your identity, as well as enforce our Market Loss Policy, should you choose to cancel your order or fail to wire your payment within our allotted time frame. Upon completing your order, you will receive our wiring instructions for sending your payment. You can also see our wiring instructions in your order confirmation email, as well as in the order tracking area of our site. To complete the wire transfer, use our wiring instructions to either send an online wire or an in-person wire at your local bank (do not send an ACH – make sure it is a wire transfer). Please remember to write your order number in the notes area on the wire form. Be advised that most banks charge an outgoing wire fee, which can range anywhere between $10-$30 for a domestic transfer. Bank wire payments MUST be received within one business day of order placement. All orders not paid within this time frame will be canceled and cancellation fees/market losses will be billed without exception. Example time frames: an order placed on Saturday, prior to midnight, would need to be paid by close of business Monday. An order placed Monday morning, prior to 8:00 a.m. EST, would need to be paid by close of business Monday. An order placed Tuesday evening would need to be paid by close of business Wednesday. Bank wires clear immediately and enter the shipping queue instantly upon receipt. Please note we update wires to Paid in batches several times throughout the day, so you can expect email confirmation of your received bank wire by close of business on the day of receipt. After we have received your wire payment, we prepare your package for shipping and notify you as soon as it is shipped. You then have full shipping tracking in the My Account area of the site, so you can follow your package’s progress until it arrives.
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    Klarna

    • Minimum: $35
    • Maximum: $10,000
    • Discount: None
    JM Bullion also accepts payments via Klarna. Klarna is a secure payment platform that allows shoppers to pay their own way, while also providing an easy checkout system when shopping online. Orders completed with Klarna offer swift payment completion, allowing your order to move directly to our shipping queue (in most cases). To complete payment with Klarna, simply select the pink “Klarna” badge from the payment methods offered at checkout. Payments with Klarna have a/an $35 minimum and a/an $10,000 maximum. When you select Klarna at checkout, you will be redirected to complete your transaction via the Klarna platform. Learn more about Klarna. Once you have completed your payment details with Klarna, you will be redirected back to JM Bullion to confirm your price and shipping method, and to finalize your order. Once your Klarna payment is complete and processed, your items will be processed for shipping and you will receive a notification once your package ships.
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    Crypto

    • Minimum: $0
    • Maximum: $2,000,000
    • Discount: 3%
    We are proud to accept crypto payments. Crypto orders offer a 3% discount over credit/debit card and PayPal orders. This payment method has a $0 order minimum and a $2,000,000 order maximum. To place a crypto order, simply add products to your shopping cart, select “crypto” as your payment method, ensure your order total is greater than $0 and less than $2,000,000, and click “Checkout Now.” If you do not have an account, you will proceed with Guest Checkout, having the option to create an account at the end of the checkout process. Existing account holders will be prompted to log in to proceed to checkout. All customers will have to provide their name, billing address, phone number, and shipping address. Customers without an account will have to also provide an email address. Once you click the “Proceed to Next Steps” button, you have 15 minutes to pay the crypto invoice. If you are unable to pay the invoice within that time frame, you will have to start over and place a new order. Crypto payments may take up to one (1) business day to be received. Payments will clear immediately upon receipt. As soon as your crypto payment has cleared, we prepare your package for shipping and notify you once it is shipped. You then have full shipping tracking in the My Account area of the site, so you can follow your package’s progress until it arrives. Please note that we convert all crypto payments instantly to USD. Any refunds will be in crypto at the new USD conversion rate at the time of refund.