Gold & Silver Loans

JM Bullion is proud to introducing Collateral Finance Corporation (CFC) to offer our customers the ability to borrow against gold and silver using their existing bullion as collateral. Gold and silver backed loans offer cash liquidity without the need to sell your assets.

CFC is the Leader in Gold & Silver Loans

$300+ Million of Loans Since 2005

Loans of $25,000 up to $5+ Million

CFC Offers Compelling Terms

Low Interest Rates

No Origination or Pre-Payment Fees

Loans are not available at the time of bullion purchase, meant for commercial use, and subject to restrictions based on state residence.

Get Started Today

Call CFC at (800) 232-5767

Visit CFC Gold Loans

Apply Online Now!

15 Minutes to Apply

No Credit Check

One Business Day Response

Interest Rate

Loan Amount

CFC Loans Offer

Flexible Financing

Loans of $25,000 to $5 Million

Low Rates

Interest Only & Fixed for Term

Fast Funding

Typically 10 Days or Less

Shipping Insurance

Complimentary via USPS (deductible and conditions apply)

High Loan-To-Value Ratio

Up to 75% of Bullion Value

How It Works

Online Application

Quick and Secure

Secure Shipping

Insured Transport

Designated Storage

Security by Loomis or Brinks

Quick Funding

Most loans funded within 10 days

Apply Now

Loan-To-Value Calculator

Enter your values below to see how much you can borrow.

Gold

Current Spot Price Per Ounce

Ounces

Silver

Current Spot Price Per Ounce

Ounces

Platinum

Current Spot Price Per Ounce

Ounces

Palladium

Current Spot Price Per Ounce

Ounces

Summary

Gold

X 0

$0.00

Silver

X 0

$0.00

Platinum

X 0

$0.00

Palladium

X 0

$0.00

Loan Up To

$--.--

Minimum loan size $25,000

About CFC

CFC is a licensed California Finance lender that was established in 2005 and offers financing on a wide array of precious metals and numismatic products. Where applicable, loans will be made or arranged pursuant to a California Finance Lenders Law License, license No. 603C377. CFC and JM Bullion are both wholly owned subsidiaries of Gold.com, Inc. (NYSE: “Gold”), a leading bullion trader and wholesaler.

FAQ

Q: Is there a minimum loan amount?

A: Yes. CFC has a minimum loan size of $25,000. This means that, based on a typical Loan-To-Value ratio of 75%, a borrower needs to have approximately $35,000 of precious metal collateral.

Q: How long does the application process take?

A: CFC endeavors to promptly process loan applications. The typical time from the submission of an application to receipt of funds is ten or fewer business days.

Q: How are bullion holdings valued?

A: CFC references spot prices provided by corporate parent Gold.com to determine the value of bullion collateral.

Q: What information is a borrower asked to provide to secure a loan?

A: Individual and joint borrowers are asked to provide contact information, an estimate of their liquid assets and net worth. A copy of a government issued ID (generally a driver license or a passport) is required to secure a loan as well as disclosure related to liens, judgments, or pending litigation and the date or dates the proposed collateral was acquired.

Q: Are there any residency restrictions for a loan?

A: Yes. Borrowers must be citizens or legal residents of the United States and their loans are subject to restrictions based on state of residency.

Q: Are there restrictions on the use of the loan’s proceeds?

A: Yes. A borrower is required to represent that a loan’s proceeds will be used for commercial investment purposes and not for any personal, family or household purposes. The objective of this restriction is to ensure that someone is not borrowing capital to fund day-to-day personal expenses.

Q: Does prior credit history / loan experience matter?

A: No. Prior bankruptcies or a less than optimal credit record do not directly impact loan decisions.

Q: Does a borrower need to have a clear title to their collateral assets?

A: Yes. CFC will perform a search of relevant Uniform Commercial Code (UCC) filings to ensure that there are no liens or encumbrances on the proposed collateral.

Q: What is the typical term of a loan?

A: CFC loans are for 180 days. Borrowers are generally offered the opportunity to renew their loan several weeks before maturity. Most CFC loans are renewed for multiple terms.

Q: Are there any loan fees?

A: No.CFC’s loans do not have origination, pre-payment, or other fees other than those associated with late payments. CFC loans do have a storage charge based on collateral value.

Q: Are loans subject to margin calls?

A: Yes. A decline in collateral value based upon current market prices can result in a margin call. The purpose of a margin call is to return a loan to an acceptable Loan-To-Value ratio. Borrowers are generally provided an opportunity to meet a margin call by supporting their loan with additional collateral or cash capital as well as authorizing CFC to monetize a portion of their existing collateral.

Q: Can a loan be paid off early?

A: Yes. A loan can be paid off any time without incurring fees. Loans may be repaid by bank wire, check or through the authorized sale of the underlying collateral.

Additional Information

Please visit www.CFCGoldLoans.com or contact CFC directly at (800) 232-5767

Disclaimer: This advertisement is for general informational purposes only and it not an offer to lend or a commitment to provide financing. Any financing is subject to underwriting approval and applicable licensing requirements. This advertisement does not constitute a solicitation or offer to lend in any jurisdiction where such solicitation or lending is prohibited.