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Live Spot Prices:

Gold Ask 1,230.41 -15.38 Open: 1,246 High: 1,244 Low: 1,228
Silver Ask 17.25 -0.01 Open: 17.26 High: 17.31 Low: 17.10
Bullion Deal of the Year, Part 2! - 2014 British Silver Horse Coins Available for $1.69 Over Spot 1-499 Qty, $1.49 Over Spot 500+ Qty

Payment Methods

Customers at JM Bullion can select from three payment methods when placing orders: PayPal, credit/debit card, paper check, and bank wire. Below we have outlined the complete order process and details for each payment method:

PayPal Orders

PayPal orders clear as soon as they completed, and move directly into the shipping queue. On rare occasions, PayPal orders may require manual review by our fraud team, in which case processing may take longer.

Once the order is indicated as Paid, your PayPal payment has been processed and the order has entered the shipping queue.PayPal Logo

  • Minimum: $100
  • Maximum: $10,000

We are proud to now accept PayPal payments. Due to the high risk of fraud, we can only accept orders shipping to PayPal Verified Shipping Addresses.

To place a PayPal order, simply add products to your shopping cart, select “PayPal” as your payment method, ensure your order total is greater than $100 and less than $10,000, and proceed to checkout. You will then be prompted to login or create your JM Bullion account, which will be used to track your order as it is in transit.

Once you have created or logged into your JM Bullion account, you will be lead to PayPal to log in to your PayPal account and process the payment. The final step will lead you back to JMBullion.com to confirm your pricing, shipping method, and finalize the order.

As soon as your PayPal payment has been processed, we prepare your package for shipping and notify you as soon as it is sent out. You then have full shipping tracking in the My Account area of the site so you can follow your package’s progress until it arrives.

Credit/Debit Card Orders

Credit and debit card orders clear as soon as they are marked to Paid in our system, which typically occurs within one business day. Some credit and debit card orders may require manual review by our fraud team, in which case processing may take longer. Once the order is indicated as Paid, your credit/debit card payment has been processed and the order has entered the shipping queue. cc_accepted

  • Minimum: $100
  • Maximum: $5,000
  • Discount: None

We are proud to accept Visa, American Express, and MasterCard credit and debit cards. Due to the high risk of fraud, we can only accept credit/debit card orders up to $5,000. Note: Credit / debit card orders MUST ship to a matching billing address due to risk of fraud. To use differing billing and shipping addresses, please select the paper check or bank wire payment method.

To place a credit/debit card order, simply add products to your shopping cart, select “Credit / Debit Card” as your payment method, ensure your order total is greater than $100 and less than $5,000, and proceed to checkout. You will then have to enter standard information including your name, phone number, email, shipping and billing addresses, and password, and you can place your order.

As we utilize the Verified by Visa and MasterCard SecureCode programs, our system will check if your Visa/MasterCard is enrolled in the required program, and if so, you will be asked to answer some personally identifiable questions such as the last four digits of your SSN, your mother’s maiden name, etc. We at JM Bullion never have access to this information – it is securely passed directly to Visa/MasterCard to confirm your identity/purchase.

We also manually approve nearly all credit/debit card orders before processing the payments; this process is usually completed within 24 business hours. As soon as your payment has been processed, we prepare your package for shipping and notify you as soon as it is sent out. You then have full shipping tracking in the My Account area of the site so you can follow your package’s progress until it arrives.

Paper Check/Money Order/Cashier’s Check Orders

All paper checks, regardless if they are personal checks, cashier’s checks, or money orders, require 4-6 business days to clear before entering the shipping queue. Unfortunately we do receive fake money orders and cashier’s checks, and the only way for our company to 100% clear a check as good funds is to wait out the bounce period. Paper Check

  • Minimum: $100
  • Maximum: $50,000
  • Discount: 4%

Paper check, money order, and cashier’s check orders all have the same order process and offer a 4% discount over credit/debit card orders. This payment method has a $100 minimum, and has a $50,000 maximum/order.

To place a paper check order, simply add products to your shopping cart, select “Paper Check” as your payment method, ensure your order total is more than $100 but less than $50,000, and proceed to checkout.

During checkout you will have to enter standard information including your name, phone number, email, shipping and billing addresses, and password, as well as a credit/debit card. We take your credit/debit card details in order to both verify your identity as well as enforce our Market Loss Policy if you choose to cancel your order or fail to mail your payment within our allotted timeframe.

Paper check payments MUST be mailed within two days of order placement, and must be received within ten days of order placement. All orders that are not paid within this time frame will be canceled and cancelation fees/market losses will be billed without exception.

If your check is not received within 10 days from the time the order is placed and you have mailed payment, we require tracking of said payment to override cancellation. Sending your payment with delivery confirmation is always recommended.

Note that we DO NOT charge your credit/debit card for paper check orders – the card is only charged if you either:

  1. Cancel your order.
  2. Fail to postmark your payment to us within two business days of placing your order.

Upon placing your order, you will receive mailing instructions for sending in your paper check/money order/cashier’s check.┬áPlease remember to write your order number in the memo area of your check.

After we have received and deposited your payment, there is a 4-6 business day processing period while we wait for the payment to clear. As soon as the payment clears, we prepare your package for shipping and notify you as soon as it is sent out. You then have full shipping tracking in the My Account area of the site so you can follow your package’s progress until it arrives.

Bank Wire Orders

Bank wires clear immediately, and enter the shipping queue instantly upon receipt. Please note we update wires to Paid in batches several times throughout the day, so you can expect email confirmation of your received bank wire by close of business on the day of receipt.Bank Wire

  • Minimum: $2,500
  • Maximum: $150,000
  • Discount: 4%

Bank wire orders offer a 4% discount over credit/debit card orders, and have a $2,500 order minimum and a $100,000 order maximum.

To place a bank wire order, simply add products to your shopping cart, select “Bank Wire” as your payment method, ensure your order total is greater than $2,500 but less than $150,000, and proceed to checkout.

During checkout you will have to enter standard information including your name, phone number, email, shipping and billing addresses, and password, as well as a credit/debit card. We take your credit/debit card details in order to both verify your identity as well as enforce our Market Loss Policy if you choose to cancel your order or fail to wire your payment within our allotted timeframe.

Bank wire payments MUST be received within two business days of order placement. All orders that are not paid within this timeframe will be canceled and cancelation fees/market losses will be billed without exception.

Example timeframes: an order placed on Saturday, prior to midnight, would need to be paid by close of business Tuesday. An order placed Monday morning, prior to 8AM EST, would need to be paid by close of business Tuesday. An order placed Tuesday evening would need to be paid by close of business Thursday.

Note that we DO NOT charge your credit/debit card for bank wire orders – the card is only charged if you either:

  1. Cancel your order.
  2. Fail to wire your payment to us within one business day of placing your order.

Upon placing your order, you will receive wiring instructions for sending your payment. You can also see our wiring instructions in your order placement email as well as in the order tracking area of our site.

Please remember to write your order number in the notes area on the wire form.

After we have received your wire payment, we prepare your package for shipping and notify you as soon as it is sent out. You then have full shipping tracking in the My Account area of the site so you can follow your package’s progress until it arrives.

For any further questions on payment methods or processing times, please contact us.